• Early-pay providers get more clarity from CFPB (for now)

    Early-pay providers get more clarity from CFPB (for now)0

    As more U.S. workers tap new ways to spend their wages before payday, one question looms over the nascent early wage access industry: Are these on-demand products a form of credit? If so, the raft of young companies in the sector are lenders, and thereby subject to a range of federal and state regulations. If

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  • OCC’s preemption letter opens new front in battle with states

    OCC’s preemption letter opens new front in battle with states0

    With less than a month left in the Trump administration, the Office of the Comptroller of the Currency has rankled consumer advocates and state officials with a more aggressive policy on when national banks can preempt state consumer protection laws. The OCC issued an interpretive letter on Dec. 18 that critics say attempts to sidestep

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